Financial Services / Finance / Finance options

Finance options

KIA Financial Services wants to make vehicle finance easier for you. Our flexible finance solutions allow you to pay for your dream vehicle your way. These solutions are available through most leading financial institutions.

Finance applications are done at the dealership together with the dealerships *F&I. You also have the option to do your own finance application through our own F&I. Fill in the form on the right and we’ll call you back to discuss your options.

How will this benefit you?

  • Competitive interest rates
  • Choose between a fixed or variable interest rate
  • Various financing options
  • Tailored finance to suit your lifestyle and your budget
With a residual value offer (or balloon payment) you can buy a vehicle and pay for it monthly, over a set period of time (e.g. 60 months) at a fixed or variable interest rate. Your monthly instalments will be lower with this plan, but you will have to make a residual payment at the end of the payment term. The residual amount is determined by the vehicle’s age and the period over which the payment is scheduled. At the end of the term you can refinance the residual value, trade-in or sell your vehicle privately, or settle the residual value.

Product disclaimer

* Please read your Finance agreement and accompanying documents for a full list of the inclusions, limitations, terms and conditions that apply to your vehicle finance agreement with the respective finance institution.

* F&I is a term used to describe the finance and insurance officer at a dealership. These professionals are certified and trained to offer you advise on purchasing a vehicle, extra added value products and insurance. They are there to answer any questions you may have and assist you during a vehicle purchase.


Let an expert help you find the best option for you!
Customer Care Line

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