Financial Services / Finance / Finance residual offer

Finance residual offer

KIA Financial Services wants to make vehicle finance easier for you. Our flexible finance solutions allow you to pay for your dream vehicle your way. These solutions are available through most leading financial institutions.

How will this benefit you?

  • Fixed, affordable monthly cost
  • Competitive interest rates
  • Choose between a fixed or variable interest rate
  • Various financing options
With a residual value offer (or balloon payment) you can buy a vehicle and pay for it monthly, over a set period of time (e.g. 60 months) at a fixed or variable interest rate. Your monthly instalments will be lower with this plan, but you will have to make a residual payment at the end of the payment term. The residual amount is determined by the vehicle’s age and the period over which the payment is scheduled. At the end of the term you can refinance the residual value, trade-in or sell your vehicle privately, or settle the residual value.

Product disclaimer

* Please read your Finance guide for a full list of the inclusions, limitations, terms and conditions that apply.

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